We talk a lot about self-care—rest, boundaries, movement, and mindset. But there’s one form of self-care that often gets left out of the conversation: money.
Financial wellness isn’t about being perfect with your budget or obsessing over spreadsheets. It’s about building a relationship with your money that feels clear, confident, and in control—especially as a woman in business.
So this month, in honor of Financial Literacy Month, we’re leaning into the real-life money moves that matter. No shame. No jargon. Just powerful tools, simple systems, and small shifts that help you build a financial life that feels as good as it looks.
Why Financial Literacy = Self-Care
For women in business, financial literacy isn’t just about running the numbers—it’s about reclaiming your time, reducing anxiety, and setting yourself up for long-term success. When you understand your money, you make better decisions. You delegate with confidence. You grow with intention.
And most importantly? You stop second-guessing your worth.
Start Here: Simple Money Moves Checklist
You don’t need to overhaul your entire financial life overnight. Start with these micro-goals to build clarity and momentum:
Weekly:
- Review your transaction history (what surprised you?)
- Categorize business vs. personal expenses
- Check upcoming bills or auto-pay drafts
- Transfer a small amount to savings (even $10 counts)
Monthly:
- Set one financial goal (ex: save $250, pay off a card, increase prices)
- Track income + expenses in a simple spreadsheet or app
- Look at where your money is going—what needs to shift?
Quarterly:
- Revisit your pricing or revenue strategy
- Check your business budget or P&L (even a basic version)
- Evaluate subscriptions or recurring expenses
- Celebrate one financial win—big or small
Financial Organization = Less Overwhelm
Want to feel more in control? A few intentional systems go a long way. With Her Bank’s digital banking tools, you can:
- Track spending across accounts
- Set up bill pay and categorize payments
- Automate account-to-account transfers
- Send/receive person-to-person payments
- Create and monitor saving + spending goals
- Manage your debit card in real-time
- Get custom alerts so nothing slips through the cracks
These tools are designed to help you stay organized, accountable, and less stressed—whether you’re running a business, a household, or both.
Want to learn more about our digital banking solutions? Contact us today.
Journal Prompts to Shift Your Money Mindset
Sometimes the biggest financial blocks aren’t about money—but mindset. Use these prompts to reflect and reset:
- What beliefs about money did I grow up with—and which ones am I ready to rewrite?
- What does financial freedom actually look like for me?
- How would I manage my money if I fully trusted myself?
- What does “enough” feel like in this season of my life/business?
- What would I do differently if I felt 10x more confident with money?
Free Financial Wellness Resources for Women
Here are some trusted, non-promotional resources designed to support women at all stages of their financial journey:
- MyMoney.gov – A practical guide for everyday money management from the U.S. Treasury Department.
- SBA Office of Women’s Business Ownership – Connect with local Women’s Business Centers for free coaching, training, and funding resources.
- SCORE for Women Entrepreneurs – Free mentoring, webinars, and tools for women growing their businesses.
- Hello Alice – Offers small business grants, free guides, and resources for underrepresented founders.
- Invest in Women – The American College of Financial Services – Research and tools focused on empowering women through financial literacy.
- Consumer Financial Protection Bureau – Explore tools for budgeting, credit, debt, and financial life events.
Your Financial Wellness Journey Starts Here
No matter where you are on your financial journey, Her Bank is here to support you with resources, tools, and real conversations that put you back in the driver’s seat.
Financial literacy isn’t about having all the answers—it’s about knowing you have options, support, and the power to make the next right move.
P.S. If you’re feeling stuck or unsure where to start, ask yourself:
What’s one small thing I can do for my financial well-being this week?
You’ve got this—and we’ve got your back. Contact us here, and let’s get started!